Role Overview
Help us optimize credit risk decisions to balance lending growth with portfolio quality. You’ll build and deploy models that directly impact profitability and sustainability.
What We’re Looking For
– 5+ years in credit risk, ideally unsecured lending
– Hands-on experience with credit scorecards and bureau data
– Advanced SQL and Python/R for modeling
– Experience with decision engines or flows
– Strong analytical and communication skills
– Ownership mindset and attention to detail
What You’ll Do
– Build, implement, and monitor credit scorecards in live lending decisions
– Analyze performance and recommend improvements to approval rates and bad debt
– Implement scorecards into our decision engine and monitor performance
– Collaborate with Data, AI, and Engineering teams
Why You’ll Love It
– Directly influence business profitability and sustainability
– Work with cutting-edge data science and ML in fintech
– Opportunity to own critical models from development to production